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Given the dearth of ability to inspect merchandise earlier than purchase, customers are at greater danger of fraud than face-to-face transactions. When ordering merchandise on-line, the item might not work properly, it might have defects, or it won't be the identical item pictured within the online photo. Merchants also danger fraudulent purchases if prospects are using stolen credit cards or fraudulent repudiation of the net buy. However, retailers face much less risk from physical theft by utilizing a warehouse as an alternative of a retail storefront. Secure Sockets Layer (SSL) encryption has generally solved the issue of bank card numbers being intercepted in transit between the consumer and the service provider.
